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Online Payments / Payment Features / Deferred Sales

Deferred sales

A deferred sale is a payment that is suitable for businesses that need to authorise an amount from the cardholder before the services or goods are delivered. Once the cardholder has received their services or goods, the merchant can than complete the transaction with an amount less than or equal to the reserved amount.

Deferred sales are supported for the following payment methods:

  1. The terminal method
  2. The card and applepay method for card brand Bancontact (bcmc), with several limitations set by Bancontact:
    1. Only merchants in category Automated Fuel Dispensers (MCC 5542) are allowed to use this service
    2. The maximum amount of an authorisation is set to 125 EUR
  3. googlepay

To use deferred sales with our API, you need to implement the following functionality:

  1. Authorise the amount with a payment of type authorise
  2. Complete the transaction with a capture of the final amount

In case the money should be released back to the cardholder, a reversal can be used.