-
Getting started
keyboard_arrow_down
Connect to the CCV Platform
Integrate our products into your software. Let's make payment happen together!
Look at all the possibilities
Integrate our products into your software. Let's make payment happen together!
Look at all the possibilitiesThis guide explains how CCV will generate payouts towards the merchants for all payments processed by the Online Payments system.
Payouts for the payments processed by the Online payments system can be generated using 2 different methods of payout. The difference is dependent on the payment method / acquirer chosen. Payouts can be generated directly by the external party behind an acquirer / payment method, or they can be collected by CCV and afterwards distributed to the merchant using some set of parameters.
This type of payout is currently used by the payment method Card for the acquirers Elavon and American Express. Payouts for the payment method Paypal are also handled by the methods themselves.
The payment method Terminal is special, because the actual transactions happen on the POS terminal and so the payouts are made by the POS system.
This type of payout is currently used by the following payment methods:
In the background CCV uses multiple S3G bank accounts to receive the money from the customers. The merchant will receive a single bankstatement for each S3G Bank account.
The S3G accounts are divides as stated below:
When a merchant has several payment methods activated, it is possible that the merchant receives multiple bankstatements each day for each of the different S3G account.
E.g. CCV has processed multiple iDEAL, Bancontact, creditcard and Payconiq transactions on a single day. The merchant will receive 3 different bankstatement on his account:
CCV processes our payment each day, and groups all transactions for each S3G account every day as soon as CCV receives the funds.
E.g. when CCV receives all payments for friday, saturday and sunday on monday, it will group all transactions from these days together and makes a single bankstatement for each S3G account towards the merchant.
CCV has a default payout reference which in included in the unstructured reference field of the bankstatement.
| Parameter name | Description |
|---|---|
| paidout_reference | The paid out reference that is generated for each payout. For example: 97fb6052 |
| date | The date that should be used on the message. Depending on the payment grouping option set for this merchant, this can be the transactionDate, or the current date. For example: 20180304 |
| last_digit_of_year | The last digit of the year. Depending on the payment grouping option set for this merchant, this can be based on the transactionDate, or the current date. For example: 8 |
| day_of_year | The day number of date used. Depending on the payment grouping option set for this merchant, this can be based on the transactionDate, or the current date. For example: 276 |
| number_of_transactions | The number of transactions included in this payout. |
| merchant_name | The merchant name for which this payout is made. |
| reference_id | Used by payout grouping per transaction. Includes the CCV PSP referenceId |
| merchant_order_reference | Used by payout grouping per transaction. Includes the merchant’s order reference |
The default format is as follows:
Format:
${paidout_reference} AFREK. CCV PAY DAT ${date}/${last_digit_of_year}${day_of_year} AANT. ${number_of_transactions} MREF. ${merchant_name}
Example:
248b9966 AFREK. CCV PAY DAT. 20191028/9301 AANT. 1 MREF. MijnShop.nl
We can break down the unstructured reference as such:
The merchant can use the paidout_reference to query the CCV Online Payments
API to search all transactions in this payout.
CCV has options to customize the payouts for a merchant.
Merchants can choose to adjust the frequency of the payouts as well as the grouping of the bankstatements.
The frequency of the payouts defaults to each day. Merchants have to option to allow for only payouts weekly on monday, bi-weekly on monday and on the 1st of the month.
The grouping of the payouts defaults to as soon as the funds is received.
Merchants have the option to group the transaction for each transaction day or
each transaction (no grouping).
CCV has the option to allow some customization of the unstructured message. Please contact our team at onlinepayments@ccv.eu for the customization needs.
With all of the above customization options, CCV can adjust the payouts to the merchants liking. For example, CCV can generate payouts towards the merchant only once a month, and the transactions can be grouped together as a whole or for each transaction day. For a month with 30 days, the merchant will receive 30 payouts for each S3G account.