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Payment testing

The features below must be used in operating mode TEST and can be used to test VPOS functionality in a CCV Lab simulated environment. The operating mode is associated with your API key. Once you have completed your integration, you must use your LIVE key for production usage.

Method Card

For card transactions you must use a known test card. The system rejects unknown cards in combination with a Test API key.

The used card number (PAN) determines the 3D Secure authentication flow that is used.

General

Amount Simulator Response VPOS status
8.00 timeout pending and after period of time success**
8.01 failed failed with failure code INSUFFICIENT_FUNDS
8.02 failed failed with failure code CARD_REFUSED
8.03 soft decline success*
8.04 soft decline failed*
9.00 failed failed
23.00 timeout pending and after period of time failed**
81.00 failed failed with failure code INSUFFICIENT_FUNDS
82.00 failed failed with failure code CARD_REFUSED
83.00 soft decline success*
84.00 soft decline failed*
other success success
  • * The simulator responds with a soft decline on the first authorisation. The second authorisation response depends on the specified amount.
  • ** Amount 8.00 and 23.00 only work in combination with method card and brand bcmc

Authorise - Capture

Note: Our simulators only store transactions for a limited amount of time. As a result, a capture following an authorisation might not have the expected behaviour due to the unknown state of the authorisation.

Authorise

Brand Amount Simulator Response VPOS status
bcmc 125.00 success success with partial approval of 100.00
other 125.00 failed failed
other other success success

Capture

  • A full capture is allowed
  • A capture of more than the authorised amount is not allowed

Method iDEAL

For iDEAL transactions you can pass specific amounts:

Amount Simulator response VPOS status
5.00 Failure failed
6.00 Cancelled failed with failure code cancelled
7.00 Expired failed with failure code expired
8.00 Open pending
9.00 Success after 10 seconds success
10.00 Failure after 10 seconds failed
11.00 Simulator only responds after 10 seconds but then Success success
12.00 First callback has status Open, after 10 seconds callback with Success success
other Success success

iDeal mandate authentication flow

When using iDeal mandates, the server can respond with a notification result. The test bahavior can be triggered using following amounts:

Amount Authentication flow VPOS status
12.00 NotificationResult REDIRECT success
other NotificationResult PUSH_SENT_SHOW_WAITING_SCREEN success

Method PayPal

For PayPal transactions you can pass specific amounts:

Amount Simulator response VPOS status
5.00 failed failed with failure code processing_error
6.00 canceled failed with failure code cancelled
7.00 expired failed with failure code expired
8.00 pending pending
9.00 approved success
10.00 created pending
11.00 denied failed with failure code rejected
27.00 422 Unprocessable Entity failed with failure code processing_error
other completed success

Method GiroPay

For transactions with a Test API key, the chosen BIC does not matter. Any value will be accepted.

Amount Simulator response VPOS status
5.00 bank offline (4001) failed
6.00 Zahlungsaugang unbekannt (4500) failed
7.00 online banking account invalid (4002) failed
other transaction successful (4000) success

Method SOFORT

The redirect to the VPOS will result in a redirect to your shop.

Amount Simulator response VPOS status
44.00 error failed with failure code processing_error
45.00 loss with reason not_credited failed with failure code processing_error
46.00 pending with reason not_credited_yet pending
47.00 received with reason credited success
48.00 refunded with reason compensation success
49.00 refunded with reason refunded success
50.00 redirect to VPOS failed with failure code abort
51.00 redirect to VPOS failed with failure code expired
52.00 redirect to VPOS pending, eventually failed with failure code expired after timeout
other untraceable with reason sofort_bank_account_needed pending

Method Terminal

A simulated terminal is available to test your integration with a test api key:

  • dns: ${terminal.sim.dns}
  • ip: ${terminal.sim.ip}
  • port: ${terminal.sim.port}
  • terminal id: random
  • management system id: 08000000002 or 08900000002 for browser wake-up, random for cloud wake-up
  • access protocol: OPI_NL
  • operatingEnvironment: SEMI_UNATTENDED or ATTENDED
  • merchantLanguage: ENG, NLD, FRA, DEU
Amount Simulator response VPOS status
4 An error with code TERMINAL_ALREADY_IN_USE with http status code 500 failed with failure code rejected
5 failure failed with failure code processing_error
8 unknown manualintervention
9 success after 10 seconds success
10 failure after 10 seconds failed
11 unknown after 10 seconds manualintervention
12 success with no callback success after status update
13 success after VPOS performs status check success after status update TAS callback
14 success after VPOS performs multiple status checks success after status update TAS callback
15 success after 10 seconds and not responding to abort attempt success
16 failed after 10 seconds and not responding to abort attempt failed
17 success after 10 seconds when abort is not attempted, failed after 10 seconds when abort is attempted success / failed
18 An error with code MISSING_QUERY_STRING_URL_PARAMETER with http status code 400 failed with failure code rejected
other success success

Method Payconiq

For Payconiq transactions you can pass specific amounts:

Amount Simulator response VPOS status
6.00 canceled failed with failure code cancelled and cancelled by consumer
7.00 expired failed with failure code expired
9.00 failed failed with failure code processing_error
other completed success

For Payconiq transactions you can also call the cancel url, and the simulator will respond with the following behavior:

Amount Simulator response VPOS status
8.00 not allowed pending
other allowed failed with failure code cancelled with cancelled by merchant

Method ALIPAY

For Alipay transactions you can pass specific amounts:

Amount Simulator response VPOS status
8.00 failed failed with failure code processing_error
other completed success

For Alipay transactions you can call the cancel url, and the simulator will respond with the following behavior:

Amount Simulator response VPOS status
9.00 rejected - rejected by Alipay pending
other allowed failed with failure code cancelled with cancelled by merchant

Alipay supports refunds, and the simulator will respond with the following behavior:

Amount Simulator response VPOS status
10.00 rejected - rejected by Alipay pending
other completed success

Method Gift

For testing Gift you must take into account that a gift card value may be lower than, equal to or higher than the payment request amount. The test server only supports euro at this moment. The giftCode used indicates the value it holds in the last 3 digits. For example ‘CCV0000000_004’ will have a value of 4. A giftCode with other non-numeric characters will default to 30. For Gift you can also pass fixed giftCard codes:

GiftCard code Simulator response VPOS failed
CCV000000000A bad request failed with failure code processing_error
CCV000000000B not found, gift not found failed with failure code card_refused
CCV000000000C ok, gift locked failed with failure code card_refused
CCV000000000D ok, gift expired failed with failure code card_refused
CCV000000000E ok, gift currency gbp failed with failure code card_refused
other ok success for payment request with amount equal to or less than indicated in the last 3 digits of the used giftCode, or default 30

Method SDD

For SDD transactions you can pass specific amounts: The SDD testserver returns OPEN / PENDING on the creation.

The status will be updated to the status indicated below once a status sync has been processed or the transaction feed has been parsed.

Amount Simulator response VPOS status
5.00 ERROR failed with failure code processing_error
other PAID success

Method SoftPos

For SoftPos transactions you can pass specific amounts:

Amount Simulator response VPOS status
9 no response - client timeout after 10s failed with failure code processing_error
10 bad request failed with failure code processing_error
11 created pending
12 created - failed after get pending after status check failed
13 time out failed with failure code processing_error after timeout occurs
14 success success
15 created - success after 30 seconds pending after status check success
16 created - failed after 30 seconds pending after status check failed
other created - success after get pending after status check success

Method Apple Pay

For Apple Pay the following amounts can trigger test behavior. All other amounts should lead to a successful transaction.

Amount Simulator Response VPOS status
8.01 failed failed with failure code insufficient_funds
8.02 failed failed with failure code card_refused
9.00 failed failed
81.00 failed failed with failure code insufficient_funds
82.00 failed failed with failure code card_refused
other success success

Method Google Pay

You can test your Google Pay integration by using test cards along with different payment amounts. This allows you to simulate various payment scenarios and influence the resulting payment status.

Google Pay test card behavior

The Google Pay payment method expects a card to be coupled to your Google wallet. This can either be a real card or a collection of CCV test cards.

  • In case a real card is used, the Google Pay test environment returns a test card encrypted token that matches the card brand used. Your real card will never be charged and the card info is protected by Google’s automatic encryption.
  • The other preferred option is to make use of the CCV test cards, this can be done by enrolling your wallet in Google’s test card suite.

Depending on the Card number (PAN) used during testing, you can trigger various payment flows.

  • For device PAN (DPAN) test cards, the Google Pay API response includes a CRYPTOGRAM_3DS authentication method token, simulating payment credentials linked to an Android device. Google handles the authentication for these cards, eliminating the need for additional 3D Secure authentication. The payment proceeds without further customer interaction.
  • Conversely, when using an FPAN test card, the Google API responds with a PAN_ONLY authentication method token, requiring 3DS authentication from the customer. Based on the test PAN number, you can decide whether authentication should be frictionless or involve a challenge.

Note

API key considerations

When using a test API key on our test environment, the entered encrypted token is not validated or used for further processing of the payment. Instead, a dummy CRYPTOGRAM_3DS authentication method token is used by default, that always results in an immediate processing of the payment without requiring 3DS authentication. Only using a live API key on our test environment will result in validation and usage of the Google Pay encrypted token!

You can test the PAN_ONLY authentication method flow and use a frictionless or challenge authentication flow, by adding googlePayTestEncryptedTokenMode to the initial details. See the payment request page for more information.

Determine payment result

For Google Pay the following amounts influence the payment result. All other amounts should lead to a successful transaction.

Amount Simulator Response VPOS status
8.01 failed failed with failure code insufficient_funds
8.02 failed failed with failure code card_refused
9.00 failed failed
81.00 failed failed with failure code insufficient_funds
82.00 failed failed with failure code card_refused
other success success

Fraud detection

All the payments are screened for fraud. The following amounts are applicable for all payment methods.

Amount Simulator Response VPOS status
66.00 reject failed with failure code fraud_detected
Other accept Depending on the chosen method