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Payment API

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Online Payments / Payment Methods / Bancontact

Bancontact

Bancontact is a payment method available in Belgium. Almost all Debit cards issued in Belgium are from the scheme Bancontact, co-branded with Maestro or Visa Debit for international payments. Most national payments are done using the Bancontact scheme.

Different Options

Bancontact has a range of options to process a payment:

Typical Bancontact flow

  1. The customer selects Bancontact on your checkout page
  2. The customer is redirected to the CCV Pay hosted payment page where the customer has several options:
    1. they can enter their card details or
    2. scan the Bancontact QR code using their preferred Bancontact mobile app or
    3. click the Bancontact mobile app button on a mobile device
  3. The customer completes the authentication request through either
    1. a Bancontact compatible mobile app
    2. a redirection towards the issuing bank ACS page after submitting the card details on the hosted payment page
  4. After the customer authentication is complete, CCV redirects the customer your webshop or mobile app
  5. In parallel the payment authorisation request is sent to Bancontact
  6. Once the payment is authorised, CCV sends a webhook or notification if you requested that. Alternatively, you poll CCV for the payment status.