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Test cards

You can use test cards to simulate different payment flow behaviors for payment methods that require a card. The card number (PAN) triggers specific test scenarios, while other card-related details do not affect the outcome. You can use any valid CVV code and any future expiry date in the format MM/YY.

Note

You are advised not to use real card numbers or card details in combination with our test environment.

3D Secure test cards

Use these test cards to simulate different 3D Secure authentication flows.

  • Browser Frictionless: the payment is authenticated without customer interaction. Depending on the card, the authentication will succeed or fail.
  • Browser Challenge: the payment requires customer interaction to complete the authentication. Depending on the interaction, the authentication will succeed or fail.
Brand API Brand PAN 3DS2 authentication flow
Amex amex 3782 822463 10005 Browser Frictionless - Success
Amex amex 3759 870001 69792 Browser Frictionless - Success
Amex amex 3759 874358 77100 Browser Frictionless - Failure
Amex amex 3759 870001 69784 Browser Challenge
Bancontact - Maestro co-branded bcmc 6703 2222 2222 2222 7 Browser Frictionless - Success
Bancontact - Maestro co-branded bcmc 6703 3333 3333 3333 9 Browser Challenge
Bancontact - Maestro co-branded bcmc 6703 9999 9997 9901 5 Browser Frictionless - Success
Bancontact - Maestro co-branded bcmc 6060 0599 9999 9014 Browser Frictionless - Success
Bancontact - Mastercard co-branded bcmc 5127 8809 9999 9990 Browser Frictionless - Success
Bancontact - Visa co-branded bcmc 4796 5899 9999 9917 Browser Frictionless - Success
Visa visa 4242 4242 4242 4242 Browser Frictionless - Success
Visa visa 4111 1111 1111 1111 Browser Frictionless - Success
Visa visa 4012 8888 8888 1881 Browser Frictionless - Success
Visa visa 4222 2222 2222 2 Browser Frictionless - Success
Visa visa 4000 0000 0000 0002 Browser Challenge
Visa visa 4000 0000 0000 0028 Browser Frictionless - Success
Visa visa 4000 0000 0000 0036 Browser Frictionless - Success
Visa Electron visa 4245 1900 0000 0311 Browser Frictionless - Success
Visa Electron visa 4917 3008 0000 0000 Browser Frictionless - Success
Vpay visa 4370 0000 0000 0061 Browser Frictionless - Success
Maestro maestro 6759 6498 2643 8453 Browser Frictionless - Success
Mastercard mastercard 5555 5555 5555 0004 Browser Frictionless - Success
Mastercard mastercard 5555 5555 5555 0012 Browser Frictionless - Success
Mastercard mastercard 5555 5555 5555 4444 Browser Frictionless - Success
Mastercard mastercard 5105 1051 0510 5100 Browser Frictionless - Success
Mastercard mastercard 2223 0000 1002 9657 Browser Frictionless - Success
Mastercard mastercard 5200 0000 0000 0015 Browser Challenge
Mastercard mastercard 5200 0000 0000 0049 Browser Challenge
Mastercard mastercard 5454 5454 5454 5454 Browser Challenge
Mastercard mastercard 5555 5555 5555 0012 Browser Challenge

Google Pay test cards

The following test cards are made available to the Google Pay test card suite and can be used for testing your Google Pay integration.

The list of test cards includes card numbers that simulate Google Pay Android DPANs and normal FPANs:

  • Device PANs (DPAN) - A tokenized PAN that consists of a device PAN and a cryptogram. DPANs are associated with the Google Pay CRYPTOGRAM_3DS authentication method.
  • Funding PANs (FPAN) - The identifiable cardholder’s card number on the front of a physical credit or debit card. FPANs are associated with the Google Pay PAN_ONLY authentication method.

Note

All DPAN test cards can be used on non-Android mobile web and desktop devices to simulate a PAN that is linked to an Android device by Google Pay.

Brand API Brand PAN PAN Type Google Pay Authentication Method 3DS2 authentication flow
Visa visa 4242 4242 4242 4242 DPAN CRYPTOGRAM_3DS /
Visa visa 4111 1111 1111 1111 DPAN CRYPTOGRAM_3DS /
Visa visa 4012 8888 8888 1881 FPAN PAN_ONLY Browser Frictionless - Success
Visa visa 4222 2222 2222 2 FPAN PAN_ONLY Browser Frictionless - Success
Visa visa 4000 0000 0000 0002 DPAN CRYPTOGRAM_3DS /
Visa visa 4000 0000 0000 0028 DPAN CRYPTOGRAM_3DS /
Visa visa 4000 0000 0000 0036 FPAN PAN_ONLY Browser Frictionless - Success
Visa Electron visa 4245 1900 0000 0311 DPAN CRYPTOGRAM_3DS /
Visa Electron visa 4917 3008 0000 0000 FPAN PAN_ONLY Browser Frictionless - Success
Mastercard mastercard 5555 5555 5555 0004 DPAN CRYPTOGRAM_3DS /
Mastercard mastercard 5555 5555 5555 4444 FPAN PAN_ONLY Browser Frictionless - Success
Mastercard mastercard 5105 1051 0510 5100 FPAN PAN_ONLY Browser Frictionless - Success
Mastercard mastercard 5200 0000 0000 0015 DPAN CRYPTOGRAM_3DS /
Mastercard mastercard 5200 0000 0000 0049 DPAN CRYPTOGRAM_3DS /
Mastercard mastercard 5454 5454 5454 5454 FPAN PAN_ONLY Browser Challenge
Mastercard mastercard 5555 5555 5555 0012 FPAN PAN_ONLY Browser Challenge